UP Digital Ltd. stands at the forefront of the financial technology industry, leveraging over 25 years of experience, expertise, and robust risk management capabilities from Unified Payments Group.

Our foundation in transaction processing, switching, electronic commerce, and messaging services has enabled us to develop a powerful capability to provide cutting-edge technology and digital services to the financial and enterprise ecosystems.

Key to our success is our direct integration with major mobile network operators (MNOs) like MTN, Airtel, Glo, and 9Mobile, as well as our partnerships with aggregators. This integration unlocks the potential for end-to-end, efficient, and reliable digital services, utilising the vast reach and infrastructure of these MNOs.

UP Digital Ltd. is trusted by a wide range of financial and non-financial institutions to deliver secure and reliable solutions and services. Our esteemed client portfolio includes renowned organisations such as Unified Payments and Payattitude, as well as leading banks including Access Bank (Nigeria and Zambia), Providus Bank, Coronation Merchant Bank, and Hope PSBank. These esteemed clients utilise our platform for personalised SMS and USSD interactive and non-interactive messages, including one-time passwords (OTPs), transaction approvals, and service information.

Our commitment lies in empowering our clients to excel in transaction management, cost reduction, and net revenue growth. We provide best-in-class toolkits and models that enable our clients to optimise their operations and achieve sustainable business growth.

One of our standout value propositions is the UP integrated transaction circuit, offering end-to-end delivery and monitoring of transactions processed and switched by the Unified Payments Group. This comprehensive approach enhances transaction approval rates, reduces failure points, and minimises dependencies on multiple service providers, ensuring a seamless and reliable transaction experience.